Privacy Policy

MangalamPay ("we", "us", "our") respects your privacy and is committed to protecting the personal data you share with us. This Privacy Policy explains how we collect, use, store, and protect your information when you use our platform.

1. Information We Collect

We collect the following types of information:

• Account Information: Username, email address, password (encrypted), and profile picture.
• Profile Details: Phone number, address, and UPI ID for receiving contributions.
• Occasion Data: Event titles, descriptions, contributor names, phone numbers, addresses, and contribution amounts you record.
• Payment Information: Razorpay payment IDs and transaction status (we do not store card numbers, CVV, or banking credentials).
• Technical Data: IP address, browser type, device information, and usage logs.

2. How We Use Your Information

• To create and manage your account
• To process activation payments via Razorpay
• To generate UPI QR codes for your occasions
• To provide reconciliation, reporting, and export features
• To send service-related notifications
• To improve our platform and user experience
• To comply with legal obligations

3. Information Sharing

We do not sell, rent, or trade your personal information. We may share data only in these limited cases:

• Payment Processing: With Razorpay (our payment gateway) to process activation fees.
• Cloud Infrastructure: With Supabase (database and storage provider) under strict data protection terms.
• Legal Requirements: When required by law, court order, or government request.

4. Data Security

We use industry-standard security measures including HTTPS encryption, password hashing, secure cloud hosting, and access controls. However, no method of transmission over the internet is 100% secure.

5. Your Rights

• Access and review your personal data
• Update or correct inaccurate information
• Request deletion of your account and data
• Withdraw consent for marketing communications
• Export your data in CSV/Excel format

6. Cookies

We use essential cookies for authentication and session management. We do not use third-party tracking or advertising cookies.

7. Data Retention

We retain your account data as long as your account is active. Upon account deletion, data is permanently removed within 30 days, except where retention is required by law.

8. Children's Privacy

MangalamPay is not intended for users under 18 years of age. We do not knowingly collect data from minors.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.

10. Contact Us

For privacy-related questions or concerns, contact us at mangalampay@gmail.com.